Checking the balance of a Sberbank card. New ways to find out your Sberbank card balance in a minute Sberbank check your card balance via mobile

👍You can check your own Sberbank card balance through the Sberbank Online system, an ATM or an SMS command to number 900. You can also find out about the money on the card in the analogue mobile Internet banking application.

You can control your account status in several ways. Every owner knows about this. However, clients still wonder how to find out the balance of a Sberbank card by its number via the Internet. You need to know about your money on plastic media so as not to get into uncomfortable situations when shopping.

Account information can be obtained in different ways, depending on the specific capabilities of each client. You can check the balance of a Sberbank card at home through a computer or phone; if a person is on the street, then an ATM or terminal will do.

In this article we will look at how you can check money on a Sberbank card.

Check balance via SMS

The procedure is as follows:

1. Log in to your mobile application account.
2. The main screen of the program will display the status of all connected and valid cards of the holder (detailed information about a specific plastic device is available after clicking on it).

Viewing information through an ATM

You can check your card balance even if you don’t have Sberbank Online. Any terminal or ATM device will do. The main thing is not to forget to take your card with you; without it, the procedure is impossible.

Standing at the ATM, follow the instructions:

1. We insert the plastic into the card reader.
2. Enter your PIN code.
3. In the main menu, select “ Request balance».
4. The display will show up-to-date information about money (it can be printed as a check if you click on the corresponding button).

Sberbank cardholders can always have up-to-date information about the balance of funds in their account. To do this, you don’t even need an Internet connection; the user just needs to connect a mobile bank. How this can be done, methods of obtaining information, fees for the operation.

To be able to send a request, the client must be connected to the mobile banking system. This is done in several ways:

• directly at the credit company branch when issuing a card;
• using an ATM. To do this, by logging into the service you will need to find the “Connect mobile bank” menu and select a tariff;
• if the client connected his phone number to it when receiving the card, then from it you can call 900. You will need to provide the card number, passport details, and security word;
• in your Sberbank personal account online. To do this, after logging into your personal account, you need to go to the “Mobile Banking” section and activate the service.

Users of all Sberbank cards, both debit and credit, can connect to mobile banking.

You can check your balance only using a phone linked to the card. Procedure:

1. The client logs into his phone's SMS messaging service.
2. Generates a new message: balance (space) XXXX (last 4 digits of the card, if one account is linked to the mobile bank).
3. The message should be sent to number 900.

Example:
balance 5674

The following information will be available in the response message:

• Last 4 digits of the card, payment system;
• Available account balance;

When the client sets transaction limits, the following is additionally indicated:

• The amount that can be spent on purchases: non-cash payments, transfers, payments;
• Cash Amount: When the user sets a cash withdrawal limit, the system will control the possible withdrawal amount at the time the information is requested.

If the client has activated the full version of SMS alerts, then information about the balance of funds in the account will be provided to the client automatically after completing any transaction on the card.

USSD Commands

The short command service works on the following principle: a request is sent, which consists of a combination of characters, letters and numbers, and in response the system provides the required information. Each ussd command has its own combination of characters. The service allows you to control your account 24 hours a day, seven days a week. To use the service, the client should do the following:

1. By dialing your mobile phone number, generate a message: *900*01#.
2. Press the “Call” button (green handset).
3. If several accounts are connected to the mobile bank, you will need to indicate the last 4 digits of the account for which you want to receive information, the SMS message in this case will look like this: *900*01*0000#.

Instead of “01”, the client can write the following characters: BALANCE, BALANS, BALANCE, REMAINDER, OSTATOK.

It should be understood that the received response to the request will not be saved in the message; if necessary, its text can be saved in notes on the phone.

Price

Balance checking can be carried out with a fee or free of charge, it depends on the tariff plan connected by the client:

• “Economy” service package – the cost of each request is 3 rubles, use of the package itself is free;
• “Full” service package - the response to a request for the balance of funds is free, but there is a subscription fee for using the tariff in the amount of 30 to 60 rubles. depending on the card type monthly.

Mobile operators do not charge a fee for checking your balance.

Advantages of the service

Checking the card balance using SMS is the simplest and most accessible way for the client to control his own account.

Main advantages of the service:

• The request does not require confirmation, passwords or codes;
• Generating an SMS message takes a few seconds;
• The user receives information within a few minutes;
• You can obtain data at any convenient time;
• There is no need to go to an ATM or computer, or visit a bank branch; today every person carries a phone with them;
• Any person who is far from modern methods of money management can cope with the task.

The information comes to the client’s phone, which is linked to the card, so the user can be calm that the information will fall into the wrong hands.

Thus, all Sberbank clients who have connected to the mobile bank can use the service. It is one of the most accessible ways to obtain information about the balance of funds in an account at a given time, anywhere the client is located.

It is important for each cardholder to have up-to-date information about the state of their own finances. Such information is provided by the issuer in several versions and depends on its technical capabilities. Checking the balance on a Sberbank card is performed via phone, application, personal Internet banking account or through a self-service device. Each of the proposed options has its own nuances.

Methods for checking the balance of a Sberbank card

Monitoring the financial status of the account will help you make payments and be aware of all incoming and outgoing transactions. It is for this reason that most Sberbank plastic holders use mobile banking. Since the service is paid, sometimes you have to give up a convenient service and look for alternative ways to find out the amount of money in your card account.

Possessing wide technical capabilities, Sberbank offers a choice of the following methods for clarifying the balance:

1. Working with a personal account in Internet banking.
2. Receiving information via SMS or message via USSD command.
3. Call the call center operator.
4. Request via self-service device.
5. In a mobile application installed on a smartphone.

Everyone chooses the method of communication with the bank at their own discretion, based on preferences and capabilities.

Working with Internet banking is the easiest way, because to interact with the bank you do not need to have an ATM nearby or wait for a response from a hotline operator. However, to use the service, you must first register.

To check the balance of a Sberbank card via the Internet, a registered user must complete the following steps:

1. Identify yourself in the system by entering a unique login and permanent password.
2. Enter the 5-digit digital code received each time you log into your account.
3. A page will open showing the main menu. As a rule, all customer cards can be found at once, along with the current balance, in the main menu. If you go to the subsection with cards, you can select a specific card number and open the full information.

In the tab with a specific bank card, not only the balance is indicated, but also the expiration date. Information on credit cards contains the amount of debt, interest at the applicable Sberbank tariff.

In addition to the plastic balance, the status of deposit accounts and the history of interest crediting are checked through the online application. By going to the “transaction history” section, the cardholder receives comprehensive information about write-offs and receipts on any of their cards.

Working with mobile banking is convenient and simple. All necessary information about transactions using the card number becomes available via SMS notification. 24/7, the bank's system provides information on card accounts via SMS or a short command from the phone.

You have to pay for convenience - depending on the card you choose, the issuer charges a monthly fee of 30-60 rubles. However, in a number of cases, Sberbank promises to report the balance of funds absolutely free of charge. The rules of cooperation do not provide for payment for messages for owners of premium plastic Visa Gold.

Before you refuse the banking service, you should take into account that it will be impossible to find out the balance of your Sberbank card for free via your phone if you do not have a mobile bank connected. You will have to look for an ATM or the nearest bank office, or contact a single support service.

If circumstances force you to make an SMS request without a connected mobile bank, take into account that the operation is paid if there is no access to this service. The notification is carried out with a commission debiting 3 rubles from the account.

By switching to full-fledged banking services, the credit card holder reduces live communication with the issuer to a minimum. Mobile banking users have 2 verification options:

1. Sending an SMS with the text “BALANCE” or “BALANCE” (similar words written in Latin “ostatok”/“balans”. The text is sent to “900”. If several cards have been issued, the bank will require clarification, and the message is supplemented by indicating the last 4 digits with plastic numbers, for example, “balance 1234” (written with a space).
2. There is also a shorter command to check the card balance. Command design options: *900*01# or *900*01*ХХХХ#. If several cards are associated with a specific number, use the last proposed format indicating the last four digits instead of XXXX. The information comes in the form of a pop-up message, but, unlike regular SMS, such alerts are not saved in the phone and you have to re-type the command each time.

Although the bank positions the service for cardholders as free when servicing through mobile operators MTS, Beeline or Megafon, there is a risk of being charged in the following situations:

1. The mobile banking service is unavailable (not connected).
2. The person is using the connection of another operator.
3. The message is sent when you are outside the Russian Federation.

It is worth clarifying the nuances of sending short requests with your mobile operators in advance.

When a payment card holder has difficulties working on the Internet or cannot understand Internet banking schemes, it is easier to contact an employee of a banking institution and find out the balance of the Sberbank card by calling the call center.

The call is made to number “900” or the general federal number 88005555500.

To quickly go through the automatic menu and reduce waiting time, a simplified communication scheme is provided using an individual client code. To do this, the client’s identification code is printed in advance at the ATM and then, when working, they enter their personal number in the automenu.

The easiest way to find out the balance of funds is to stay on the line and wait for the employee’s response, after first pressing the “0” button for a direct conversation with a Sberbank representative.

To avoid talking to an operator, after calling the hotline number and listening to the introductory part of the autoinformer, press “2” to go to the section with plastic cards and then select “1” to receive information about the status of the Sberbank card account. The system may need to first clarify which specific card the information was required for (enter the last four digits of the card).

If there is an ATM or Sberbank terminal nearby, checking the balance of a bank card will not be difficult. You just need to go through identification by entering your PIN code and select the balance check section in the main menu.

The program will offer to display information about the amount of funds on the card on the screen, or print a receipt that will display the balance.

It is important to remember that the free service is provided only in devices installed by Sberbank. Using ATMs from other financial institutions may result in a fee being charged.

An easy way to know if there is money on the card is to install a special program on your mobile gadget. The system provides simplified authorization without the need to enter a double password.

After authorization in the system, information with the amount of the Sberbank credit card balance or the available balance on the debit account will appear on the main page of the menu. To view your balance status, you need to enter 1 password to log into your personal account.

When installing the Sberbank application, it is important to use only verified files for downloading and monitor the status of virus protection. To avoid risks, install a proven anti-virus program before installing applications.

Before making any purchase or paying a utility bill, credit agreement, etc. It is important to make sure that there is enough money on the card. Otherwise, if you repeatedly make a transaction in an amount exceeding the account balance, your plastic card will be blocked. Next, you will need to personally come to the bank branch to clarify the circumstances or contact the support service by calling the hotline and answer all questions.

Such blocking can be very inappropriate, so before making a payment, it is better to double-check the balance on the card so that if you don’t have enough money, you can top up your account on time.

You can view the status of the card in different ways:

• Through the phone
• Sberbank Online,
• ATM,
• Mobile banking and SMS.

You can find out more about each option in the material below.

How to check the balance of a Sberbank card via phone?

You can check the status of your card account by sending an SMS to number 900. The text is as follows:

BALANCE 1234

where 1234 is the last digits of the card number. In response, you will receive the requested information about the plastic balance.

Instead of the word “Balance” you can write: Balans, Balance, Remaining, Ostatok, 01.

You can check your card balance via SMS to number 900 only if your phone is connected to the Mobile Banking service.

Checking your account through Sberbank Online

The personal account offers clients a large amount of information, which concerns not only card accounts, but also all transactions on them. However, let's talk about balance.

So, to check the amount of money in your card account in Sberbank Online, you need to:

• Have a login and password to enter your personal account. They can be obtained at a bank branch, at an ATM or terminal by connecting the Mobile Bank application;
• On the official website in the upper right corner, find the Sberbank Online window and enter your login and password;
• When entering data, a personal page will open on which you can see the available procedures: “Transfers and payments”, “Cards”, “Loans”, “Deposits and accounts”, “Other”. To check your balance, click on “Cards”;
• After which the client will receive information about the card number, account level and information about the owner.

The advantage of using the Sberbank Online service is the ability to conduct money transactions without leaving your home at any convenient time of the day. You can also install a mobile application and access your personal page in Sberbank Online using your smartphone.

Daria Nikitina

Reading time: 6 minutes

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Clarifying the card balance is the main operation that is carried out by the owner of the payment instrument. Before making a transfer or purchase, you need to make sure that there are enough funds on the card.

In this article:

What data might be needed?

To check your balance you may need login and password from your personal account, mobile phone specified in the application for the provision of plastic.

If the request is made through a hotline or through a bank branch, you will need to provide passport data or established code word.

Ways to check balance

The request can be made in several ways:

1. through SMS reporting;
2. through mobile app jar;
3. by phone hotline support;
4. through Internet bank;
5. through ATM;
6. through USSD commands y;
7. at a bank branch.

Via SMS notification

SMS information can be provided only if the service is activated. It is this service that allows you to clarify your balance by sending a simple message “Balance and last 4 digits of the card”. If a citizen has only one, then 4 digits can be omitted; the system will automatically send the balance. Sending is carried out to the number 900 , a response SMS message is sent from it with information about the balance.

Using USSD command

USSD command also available only to clients who have a mobile bank connected. In this case, the message is sent using the combination *900*01# . If there are several accounts, then You must dial the last 4 digits after the combination. This is a free option for obtaining information only in Russia and for Big Four operators. In other cases, the cost of the request must be clarified with the cellular operator.

Do you use free USSD commands to check your balance?

I useNot using

Hotline

To make a request through the hotline, a citizen will need a code word. You can also clarify the information by following the instructions from the autoinformer. The call is made to the number 8-800-555-55-50 or 900 .

Sberbank Online

When opening a product in Sberbank, each client is asked to activate the service . This is a service that allows you to remotely control all of a person’s accounts and products. It is also assumed that almost any operation will be carried out without leaving home.

To check your balance through your own Internet account you will need go to the official website of Sberbank, enter your login and password. After entering, a confirmation window will appear where necessary enter the one-time code received in SMS. After correct entry, a page opens with the citizen’s personal information and accounts. Here you can not only request a balance, but also make transfers, including transfers within Russia.

Mobile bank

Connecting a mobile bank requires installing the appropriate application and setting a personal password to avoid fraudulent transactions. When you log in for the first time, you will need to enter your username and password, then set a password. Further entry is carried out only using this combination. The balance is checked on the main page.

ATM

Sberbank is also possible through an ATM. To do this, you must follow the following instructions:

• insert the bank payment instrument into the receiving device;
• enter your personal code;
• select the balance check tab;
• choose the option that is convenient for you (on the receipt or on the screen).

It is worth making sure that this ATM belongs to Sberbank, since a request through third-party ATMs may involve an additional commission. Moreover, ATMs may display your balance incorrectly.

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Application online

Bank branch

It is possible to clarify the balance through the operator, providing the passport details of the cardholder.

Account verification fee

Sberbank ATMs or terminals do not charge a fee for requesting a balance. Third party banking resources may charge fees. This must be clarified directly with other banks.

When checking your balance online, no commission is charged to the Sberbank service.

When requesting money by sending SMS to the number 900 There is also no commission charged by the bank. However, the mobile operator has the right to set its own commission.

Information via the hotline is also free for Sberbank clients.

Possible difficulties

Many citizens do not receive balance information. The whole point is that to check your account balance you need to contact and send an SMS to the phone number that was indicated as the main one in the application. The client cannot receive information from other numbers.

When reporting, there may be a negative balance even on debit cards. This may be due to various circumstances. For example, this can happen due to a technical overdraft, write-offs and lack of limits on the negative balance. Often the card goes into minus due to the deduction of commission for SMS informing and account maintenance.

When informing, there may be a zero balance, although in an SMS message it is positive. This may be due to seizure of accounts from the bailiff service. If there is such a discrepancy, you must contact Sberbank specialists in person and clarify the existence of the arrest.

Also m It may be written off as a minus if there are fines or arrears of alimony.